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Retiring in Portugal is more than a dream—it’s a smart, achievable move that thousands of Americans are making each year. With its sunny climate, relaxed lifestyle, affordable cost of living, and excellent healthcare, Portugal offers everything you could want in your golden years. But making the leap can feel overwhelming without a clear plan.
Here’s your step-by-step guide to retiring in Portugal with confidence in 2025—and how Brint can help you every step of the way.
Step 1: Choose the Right Visa (Hint: It’s the D7)
The D7 Visa is the most popular option for retirees. It’s designed for individuals with passive income (such as Social Security, pensions, or rental income). To apply, you’ll need:
- Proof of income
- A Portuguese bank account
- A NIF (tax ID number)
- Proof of accommodation in Portugal
Once approved, the D7 grants residency and allows you to bring your spouse and dependents, too.
Brint assists you with all the documentation, appointments, and requirements so the process feels less like bureaucracy and more like progress.
Step 2: Explore and Choose Your Ideal Region
From sunny coastal towns to quiet countryside escapes, Portugal offers a variety of retirement settings:
- Algarve: Popular with American retirees for its beaches, golf courses, and large expat community.
- Lisbon & Cascais: Ideal for those who want urban comforts, great healthcare access, and vibrant culture.
- Silver Coast or Alentejo: Perfect for quieter living, with affordable real estate and traditional charm.
Not sure where you’d feel most at home? Brint organizes custom scouting trips and local insights to help you decide.
Step 3: Build a Realistic Budget
Portugal is significantly more affordable than the U.S., but it’s important to plan your finances. Average monthly costs for a comfortable life (including rent, food, healthcare, and leisure) often fall between $2,000–$2,800 for a couple—less if you own your home.
Brint helps clients plan with transparency, so there are no surprise costs down the road.
Step 4: Set Up Healthcare
Portugal’s public healthcare system is accessible and affordable, but many expats also opt for private insurance for faster access and English-speaking doctors. Plans are typically $40–$100/month—a fraction of U.S. prices.
Brint ensures you’re registered with the public system and helps you choose the right private plan, if desired.
Step 5: Transition Smoothly with Brint
From paperwork to finding a home, Brint is your trusted partner for a stress-free relocation. We handle the heavy lifting so you can focus on living well in Portugal.
Retiring abroad doesn’t have to be complicated. With a clear path, expert help, and an open heart, your new life in Portugal can begin with confidence—and a whole lot of joy.
